Career & application guide

Insurance Appraisers, Auto Damage

Get to know the work, the skills that matter, and how to prepare your next application.

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What do insurance appraisers, auto damage do?

Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.

This describes a U.S. occupation, not a live vacancy. Individual employers may use different titles and requirements.

Job titles to recognize in your search

O*NET reports these titles for this occupation. Compare the responsibilities in each posting before treating titles as equivalent.

  • Appraiser
  • Automobile Appraiser (Auto Appraiser)
  • Automobile Damage Appraiser (Auto Damage Appraiser)
  • Damage Appraiser
  • Field Appraiser
  • Field Inspector
  • Insurance Appraiser
  • Material Damage Appraiser

Core tasks to compare with a job posting

  • Evaluate practicality of repair as opposed to payment of market value of vehicle before accident.
  • Review repair cost estimates with automobile repair shop to secure agreement on cost of repairs.
  • Examine damaged vehicle to determine extent of structural, body, mechanical, electrical, or interior damage.
  • Prepare insurance forms to indicate repair cost estimates and recommendations.
  • Estimate parts and labor to repair damage, using standard automotive labor and parts cost manuals and knowledge of automotive repair.
  • Determine salvage value on total-loss vehicle.
  • Arrange to have damage appraised by another appraiser to resolve disagreement with shop on repair cost.

Prepare an application for this occupation

  1. Check the employer’s requirements, location, schedule and any licenses against your situation.
  2. Choose two or three tasks above that match the posting and your actual experience.
  3. Build a resume evidence worksheet using the skills and software relevant to that employer.
  4. Practice explaining your contribution, decisions and results before an interview.

Ready to plan your search?

Start with insurance appraisers, auto damage as your target. You can change your role in the quiz and tell us your location and work preferences.

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